Most college or university students can secure Stafford student loans to assist with their financial needs, so what are you waiting for? Start now and find a Stafford Loan through StudentLoans.com.
Stafford Loans are the most widely used, low-cost education loan available from the United States Federal government, and Stafford Loans are a great way for you to secure the extra financial aid you need in order to meet your needs for college, university or trade school.
Stafford loans carry a low, fixed interest rate which is set by the Federal government. For undergraduate students, the interest rate for subsidized Stafford loans is 4.50%. For graduate students, the federal stafford loan interest rate is 6.8%. These rates are in effect from July 1, 2010 through June 30, 2011. for an explanation of the different eligibility requirements, terms and conditions for the subsidized (need based loan) vs. unsubsidized (not based on financial need) Stafford loan.
Stafford Student Loan Benefits
There are additional benefits of federal Stafford loans:
The interest may be tax deductible.
There is no prepayment penalty.
You can consolidate your federal Stafford loans to benefit from one convenient payment and potentially lower your monthly payments.www.staffordloan.com
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